Run out of credit?

Get an Instant Loan now!
Instant Loan

Instant Loan

Get an Instant loan of up to Rs.180 for your Calls, SMS or Internet usage.

Simply dial 232 or *232#.

Eligible customers may receive a SMS or a Call with the allocated loan amount on reaching low balance in your main account.

How much credit can I get on an Instant loan?

You can get up to Rs.180 of credit based on your recharge behavior & number of years that you have stayed with the Hutch network..

Method 1

Dial 232 or *232# to check eligibility.

Method 2

You will be notified via SMS or Call on available credit options automatically when your account balance drops below Rs.5.

FAQs

Frequently Asked Question

  • How do I request a loan?

    Method 1
    Dial 232 or *232# to check eligibility.
    Method 2
    You will be notified via SMS or Call on available credit options automatically when your account balance drops below Rs.5.

  • How can I re-pay the loan?

    Loan amount will be automatically recovered in following ways when you do a recharge.
    Method 1 – Full recovery
    If the recharge is sufficient to recover the loan amount & service fee completely.

    Method 2 – Partial Recovery
    If the recharge is insufficient to recover the loan amount & service fee completely.
    Partial Recovery Example: *If your loan amount is Rs.60 & if you recharge Rs.30, Rs.25 will be deducted for the loan & Rs.5 will be credited to your main balance. (Balance outstanding of Rs.35 will be notified via SMS)

  • Can I request another loan without paying the loan back?

    Yes. You can activate a loan without paying back the previous loan only if you are eligible for Hutch multiple loan service. Otherwise you have to settle the previous loan to activate a new loan

  • What are the products & services I can purchase using this loan?

    You can use the loan to purchase or activate any product or service offered through Hutch. This includes voice calls, SMSs, Data Packs, as well as other Value Added Services.