SMART PROTECTION

Available for all HUTCH customers

For a worry free life with guaranteed financial protection for your wellbeing, Allianz Life offers “SMART PROTECTION”, an exclusive life Insurance plan offered to Hutch Subscribers.
This innovative new insurance plan offers a Hospitalization, Dengue, and Death insurance cover for a daily premium of just Rs. 4.50/-!

Allianz SMART PROTECTION plan

Benefits Amount (Rs.)
Death Benefit due to any cause 100,000
Hospitalization Benefit (maximum up to 20 days) 1,000 (per day)
Dengue Cash Benefit 10,000

To Register: Dial 226 on your Hutch mobile and speak to an Allianz agent now!
For further details Log onto
www.allianz.lk

FREQUENTLY ASKED QUESTIONS

  • What is “'SMART PROTECTION'”?
    This is an insurance cover which can be obtained by Allianz Life Insurance Lanka Ltd for Hutch prepaid and post-paid customers. Cover can be obtained through Allianz call center agents or dialing 226 from your Hutch Mobile The scheme is as follows.

    Benefits Amount (Rs.)
    Death Benefit due to any cause 100,000
    Hospitalization Benefit (maximum up to 20 days) 1,000 (Per day)
    Dengue Cash Benefit 10,000
  • Cover period?
    For both prepaid and postpaid subscribers commencing from next calendar month. the cover will be on pro rata basis if the daily premium is not deducted for the whole month
  • How is the Premium deducted?
    Once a customer is registered for the insurance cover the premium will be automatically deducted daily.
  • Who can subscribe?
    Any post/pre paid Hutch customer who owns a connection under their name whose age is between 18 to 64 years with a Valid NIC.
  • How many covers to be subscribed per person?
    Only one per NIC no. (NIC No is essential when subscribing.)
  • How can a customer deactivate existing cover?
    Call 226 on your Hutch connection and ask an Allianz agent to deactivate the cover.
  • Who is the insurance provider?
    Allianz Life Insurance Lanka Limited.
  • What is the Daily/Monthly Premium?
    LKR 4.50+ Taxes (per day)
  • How can we assign a nominee?
    Except for death claims all other claims will be paid to the subscriber. However, death claims will be settled to subscribers legal heirs.
  • How can a claim be made?
    Customers can notify claims by Calling Allianz Life Call Center -0112317988/89
  • If a Subscriber dies due to an accident, will the death claim be paid?
    Yes.
  • What is Hospitalization Benefit?
    Due to hospitalization of the Subscriber, this benefit provides as a per day benefit mentioned under the scheme. This amount will be doubled if it is ICU. Benefit will be paid maximum up to 20 days per year if it is Non ICU. Benefit will be paid maximum up to 10 days per year if it is ICU. Benefit will be paid after consecutive 48 hours of hospitalization. 90 days of waiting period will be applicable from the date of commencement.
  • What are the conditions of Dengue Cash Benefit?
    For both prepaid and postpaid subscribers commencing from next calendar month.

    Patient's admission to the hospital is mandatory(A government or registered private hospital) A positive result from NS1 antigen test is mandatory.(Report should contain the name & age of the patient) Date of NS1 antigen test showing "positive" result for dengue should be during the hospitalization or not more than 72 hours prior to time of admission to the hospital.(NS1 report is not compulsory for government Hospitalization)  90 days of waiting period will be applicable from the date of commencement. ⦁ The higher of the following will be paid. ⦁ The dengue cash grant amount (10,000) ⦁ The hospitalization per benefit (1,000) X the duration of the hospitalization (maximum up to 20 Days)
  • How many times could a member claim dengue cash benefits?
    During one policy year , not more than one Dengue Cash benefit will be payable to any one insured.
  • Any forms to be submitted to obtain claims?
    Notification claim along with the death certificate/DT card is sufficient. Below mentioned documents are needed under each cover. Death Benefit : Death Certificate Hospitalization benefit : Diagnosis card Dengue Cash benefit : Diagnosis card and NS1 Antigen Test report
  • What are the details to be submitted at a claim / inquiry?
    NIC No Mobile No Name of the claimant. Documents to prove the relationship to the deceased when it is a death claim.
  • What are Terms and Conditions?
    Terms and condition can be accessed by visiting www.Allianz.lk or  www.hutch.lk 
  • What are the Common Exclusions?
    Pre-existing conditions Ayurvedic Treatments Engaging in Hazardous sports Flying except as passenger Self-inflicted injury attempted suicide, while sane or insane; Under the influence of Alcohol and drugs. Any congenital condition. Failure to seek or follow medical advice War, invasion, act of foreign enemy, hostilities (whether war be declared or not), armed or unarmed truce, civil war, mutiny, rebellion, terrorist act, revolution, insurrection, military or usurped power, riot or civil commotion, strikes; Service (including peace time training) in any naval, military, police, air force or similar service; Participation by the insured person in a criminal or unlawful act; Any injury incurred before the effective date of the cover Nuclear Contamination; the radioactive, explosive or hazardous nature of nuclear fuel materials or property contaminated by nuclear fuel materials or accident arising from such nature; For more details pls visit www.Allianz.lk or  www.hutch.lk 
  • How to know the claim is settled?
    A SMS will be sent to the customer confirming the transfer of the claim payment to the customer’s bank account.
  • How will the monthly premium will be shown in the post-paid and Pre-paid Subscribers?
    For Post paid - will be informed by a SMS and mentioned in the bill as Allianz Life SMART PROTECTION. For Pre paid - will be informed by a SMS .

In any contradiction, ambiguity and/or omission of this document please refer the English policy document uploaded at
www.Allianz.lk
or
www.hutch.lk